Estate Planning / Wills / Gifting / Life Insurance / Trusts

IFR ensures your client’s estate plan includes crucial elements including a will; power of attorney; a living will or health-care directive. For many people, a trust may also make sense. IFR is informed and mindful of both federal and state laws governing estates.

Inventory of assets is a good place to start.   Then IFR asks the client three questions: Whom do you want to inherit your assets? Whom do you want handling your financial affairs if you're ever incapacitated? Whom do you want making medical decisions for you if you become unable to make them for yourself? 

IFR also assists the client by:

• Ensuring they do not inadvertently increase the surviving spouse’s taxable estate

• Assisting them in tackling the tough decisions about distribution of assets to children
• Showing them how to give charitable gifts that keep on giving
• Understand the benefits of trusts, including reducing estate and gift taxes and protecting assets

"Laurels don't make much of a cushion." - Dorothy Rabinowitz,  American journalist